So let me give you the back story 1st!
My husband and I have been trying to decide if we want to buy a house or move somewhere else and kinda start all over. New city, new jobs, new people. I was excited at the possibilities for us if we did. I'm a half glass full kinda chick and my poor dear sweet hubby is a half glass empty kinda guy. I love him but he can make "what if" suck the life and joy from something QUICK for me. So after looking for some jobs and him seeing that he really needed to go back to school to get certified in some of the 'new technology' that has been developed since he graduated college we decided to stay put. Not that I mind I'm just glad we figured it all out.
OK so now that you all are caught up ....
Friday 3/5/10 we went to the bank and applied for a loan. Us not being sure what we'd hear, not being sure what the process is ... well we were a little nervous. We are 1st time home buyers. I was in the military and was told I qualified for a VA loan. Mr. Bank Man loved hearing that but he needed to check some database and see if I did, for sure, qualify and how much money they would loan us. OK .... so we left and now we wait for his call.
I was hungry. I get hungry when I'm nervous. I know bad habit. So we are at the Waffle House, hubby's suggestion, and I get THE CALL. I was APPROVED!!! VA loan, 100% financing, NO P.I.M. and 5% interest! Wooo Hooo
He sent us the information and our PRE-APPROVAL LETTER (yes I'm hollering this was a big deal for me) and told us to get house hunting.
So off we go on the hunt. THIS is my favorite part! Not so sure about hubby but I know he's happy too.
Here we go y'all on this journey to home ownership. You know I will keep you informed of all the good, bad and the ugly.
I am floating on air right now
Speak on it ....
